15 Key Government and Other Resources
1. Resource #1 Name or URL- www.mint.com
-Resources Available- This web site has budgeting tools for someone to form their own personal budget. It is very helpful in the managing of your money and making sure that you will have enough to cover your various costs of living.
-How to access resources- Simply log on to this web site and sign up with their web site. Follow the steps explained to you by the site.
2. Resource #2 Name or URL-
-Resources Available- This website simply gives you 7 easy steps to opening up a bank account so that you can begin to save and manage your money. By learning how to do this you will be better informed when you set up your account. Have a place to deposit and save money is very important.
-How to access resources- Go to the web address listed above and then you can also follow the different links that are listed on the site for further information.
3. Resource #3 Name or URL- http://www.budgetpulse.com/
-Resources Available-This is another web site that will help you get started with budgeting. Managing your money is very key to success in the United States. Be sure to plan your budget soon and follow it.
-How to access resources- After going to the web site, sign up with the site and follow the instructions given to start using and benefitting from the site.
4. Resource #4 Name or URL- scottmarsh.com
-Resources Available- This site is extremely useful to new immigrants because Scott Marsh has lots of information of budgeting, meal plans, and other important financial keys to success.
-How to access resources- Go to the web site and click on the various links available.
5. Resource #5 Name or URL-http://www.bankofamerica.com/promos/jump/credit_card_articles/index.cfm?template=manage_credit_card_debt
-Resources Available- This link contains some very basic and useful information to help you manage credit cards wisely. Credit cards are very useful and important but can also get you into trouble if they are not used wisely. This site just gives a few simple tips on using credit cards since having a credit card is probably new to you.
-How to access resources- Click the link and read the information provided.
6. Resource #6 Name or URL- http://www.salliemae.com/
-Resources Available- This is a useful site for applying for and learning about getting a student loan if you are planning to go to school. Student loans are helpful to covering the cost of education but it is important to pay them back on time. This site helps you apply for loans, select schools and figure out how much schooling will cost.
-How to access resources- Go to the site and access the links and options available of the site.
7. Resource #7 Name or URL-http://moneycentral.msn.com/investor/market/exchangerates.aspx?selRegion=5&selCurrency=1
-Resources Available- This site can help you to figure out the exchange rate of many African currencies as compared to the US dollar. It will help you to know about how much things in the United States cost as compared to your home country.
-How to access resources- Follow the link above and make sure that you click the boxes that compare African and Middle East currencies to the US dollar.
8. Resource #8 Name or URL- http://www.usajobs.gov/
-Resources Available- This is a government site for finding jobs provided by the US government. You can search any job title or skill that you may have and the location of where you are to see what jobs are available from the US government to you.
-How to access resources- Go to the web site and search your desired field in the search box.
9. Resource #9 Name or URL- www.monster.com
-Resources Available- This web site is a nongovernmental site that will help you in your search for a job. The jobs listed here are usually easier to get for non-citizens of the US than some of the governmental jobs you can find in #9 above. On this site you can search for your skill set or desired job and location.
-How to access resources- Go to the site and type your skill set or desired job and location into the search box and follow the links that are presented after the search.
10. Resource #10 Name or URL- http://www.nytimes.com/library/financial/glossary/bfglosa.htm
-Resources Available- This site is very useful because it contains financial terms that you may not be familiar with. There are thousands of words listed and some of them may not be relevant to you so you can search alphabetically for the word that you want find.
-How to access resources- Click on the link listed above and then select the first letter of the word that you want to understand and scroll down until you find the definition.
11. Resource #11 Name or URL-http://www.paycheckcity.com/NetPayHRatesCalc/netpayHRatescalculator.asp
-Resources Available- This site will help you determine how much income you will have available to you after you pay taxes. This will be very useful to you in helping you set your monthly budget.
-How to access resources- Go to the web site and fill in the required information in the boxes provided. Then click on the button that says “Calculate”.
12. Resource #12 Name or URL-http://turbotax.intuit.com/tax-tools/calculators/tax_estimator.jhtml
-Resources Available- This site will help you to determine the amount of taxes that you will have to pay. This also will help in your budgeting process.
-How to access resources- Simply go to the site and fill in the information boxes and this will calculate everything for you.
13. Resource #13 Name or URL-http://www.alternativestudentloan.com/
-Resources Available- This is another great site for getting student loans. It explains the benefits of student loans and allows you to sign up if desired.
-How to access resources- Go to the web site and click on Apply Now if you want to apply for a student loan or go to the other links available if you want more information.
14. Resource #14 Name or URL-http://www.immigrationhealth.com/
-Resources Available- This site is very useful for you to learn about and possible purchase health insurance if you plan on staying in the US for a long period of time. It has insurance information from every state in the country.
-How to access resources- Go to the web site and click on the state that you want information from and then follow the insurance links.
15. Resource #15 Name or URL- http://www.ehow.com/how_109662_health-insurance.html
-Resources Available- This site has 14 helpful tips on getting health insurance so that you can make an educated decision on what is right for you and your family.
-How to access resources- Go to the site listed and read the information provided to you there.