Best Credit Card Incentives, Options and Rates
To identify objective, creative, well-designed internet information sources that can be used by students and others as a source for managing financial resources more efficiently. We are looking for web sites that are free (or low cost) that do not sacrifice quality as an information source. It should be the student's goal to creatively and curiously seek information that can really make a difference in the way individuals manage their personal financial resources.
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Credit Card Rates
To identify objective, creative, well-designed internet information sources that can be used by students and others as a source for managing financial resources more efficiently. We are looking for web sites that are free (or low cost) that do not sacrifice quality as an information source. It should be the student's goal to creatively and curiously seek information that can really make a difference in the way individuals manage their personal financial resources.
Top Online Resources:
The Potential Traps of Debit Cards
While debit cards do afford protection to consumers who feel they will lose control with a credit card, they are not as safe and credit friendly as you might think. A debit card looks like a credit card, but it takes the money directly from your account. Whether it's utilized in an ATM to withdraw cash, or in a store to pay for an item, the money will be removed from your account ASAP to cover the payment.
If someone steals your debit card they potentially have access to all your money in CASH, including any overdraft line of credit on that account. Your credit card purchase is protected under a law called the Fair Credit Billing Act, which basically means you have zero liability for fraudulent purchases, poor-quality or damaged merchandise, or for merchandise that was never delivered.
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